The Bank of Valletta have announced that they are introducing a wide range of special offers for the summer months, including various benefits on personal loans, credit cards, home loans, stockbroking services as well as investments. The bank is making these benefits available as part of its commitment to make financial services more readily available and at discounted prices.

The bank said that favourable interest rates are being offered on all secured and unsecured personal loans, together with extended loan terms of up to 6 years for loans between €5,000 and €10,000 and 7 years for personal loans exceeding €10,000. An optional 3 month repayment moratorium is also available.

Customers can also apply for a BOV Classic Credit Card with a credit limit of up to €1,000, or can request an increase in limit by €1,000 on existing cards when taking out a loan exceeding €10,000. No interest will be charged on credit card purchases up to the end of November 2009 for new credit cards.

BOV Monthly Investment Plans are also part of this year’s benefits. Customers taking up a Monthly Investment Plan up to a maximum of €300 per month will not pay up-front charges if they also take out a BOV loan, a BOV Gold or Platinum Card or any new fixed deposit account with a minimum balance of €2,000.

Those customers interested in taking out a home loan will benefit from a 50% discount on processing fees whilst those interested in investments will benefit from a 10% discount on local stockbroking commissions.

For more information about BOV’s offers, customers can visit any BOV Branch, log on to www.bov.com or call the Bank’s Customer Service Centre on 2131 2020. Bank of Valletta will also be participating in the International Fair of Malta. Free financial planning advice is available from all BOV Branches. Offers end on 31st August 2009.

All the above offers are not applicable in conjunction with any other offer or discount. All loans and credit card facilities are subject to normal bank lending criteria and final approval from your BOV branch. Interest and late payment fees will be incurred on credit cards if minimum monthly payment is not effected.

Other terms and conditions may apply which are available at www.bov.com. Bank of Valletta p.l.c. is licensed to conduct investment services business by the Malta Financial Services Authority. Investment should be based on the full details of the Prospectus, which may be obtained from Valletta Fund Management (VFM) and Bank of Valletta branches. VFM is licensed to provide investment services in Malta by the MFSA.

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